10 Sites You Can Apply for a Fast Loan Online

Published by Stephen Steighner on

If you are looking to obtain a personal loan online you have come to the right place we’re going to go over 10 unsecured loan sites and where you can apply for a fast loan today.

Most of these lenders will even deposit your cash as soon as tomorrow upon approval and acceptance of these easy loans. For each company we will review the types of online loans offered and how much you can potentially borrow. 

Most of these loans are short-term meaning that the interest rates are high. In most cases, I would recommend exhausting all other ways to borrow money first before using any of these online loan services.

But if you are in a pinch and need cash fast and have no other option for an important short-term expense you can apply for a loan at any one of these cash loan services. 

1. Check Into Cash

Check Into Cash Loan ReviewCheck Into Cash is a popular short-term loan provider they offer payday loans and title loans. If you are interested in a Check Into Cash payday loan you can usually get approved in a matter of minutes just by filling out a quick application online.

You will have to have an active checking account, a job and/or steady income, a valid phone number and an email address. It’s as simple as that. After you complete your online payday loan application you can then electronically sign your pre-approved application to confirm your funds.

At this point, the loan funds usually get deposited directly into your bank account as soon as the next business day. For your loan repayment Check Into Cash will automatically debit the loan fees and payments from your bank account when they are due. So it’s best to make sure you plan and budget for these auto debits far in advance as not to miss a loan payment.

These personal cash loans have a lightning-fast approval process and can take as little as 60 seconds to know the results of your loan offer. If your initial application is approved a customer service representative will then call you to verify the information. After final approval of your loan is approved your funds will get a deposit into your checking account and this usually happens in under 24 hours.

Check Into Cash also offers title loans in as little as 1 minute and you can find out what your car is worth. The title loans can get approved for as much as $25,000 which is a lot higher than the payday loans.

The great thing about a title loan with Check Into Cash is that you get to keep your vehicle and continue to drive it while you’re paying your loan back. Check into Cash claims to offer competitive rates for title loans and they also state that they will beat any rate. If your title loan is for $750 or more they will also give you $50 cash back. 

2. Go Torro – Small Business Loans

Go Torro Loan ReviewIf you are a small business looking for a loan in the range of  $10,000 and $500,000 and in as little as 48 hours then Go Toro small business loans might be for you. The great thing about Go Toro business loans is that there is no collateral required.

GoTorro also offers a flexible payment schedule and the approval process is quick. You just select the type of business loan you want and the purpose of the loan. Then you enter the amount you want.

Upon approval and acceptance, they’re going to show you your funding options. GoTorro’s APR’s will not exceed 36%. If you were to pull out a loan for $4,500 on a 42 monthly payment plan you would make 42 payments of $172 a month as an example of your repayment schedule.

One of the great things about Go Toro small business loans is they generally are a lot faster than a bank business loan and are easy to obtain. The loan funding takes place in as little as 24 hours from the convenience of your own computer. This is hard to beat if you are growing small business in need of a fast loan. 

 3. Cash Advance.com

Cash Advance.com Loan Review

Cashadvance.com has been around since 1997 making them one of the first online providers of loans. If you have less than perfect credit Cashadvance.com has been known to help people with less than good credit.

To get started all you would need to do is fill out their online secure loan application form. They will then match you with a lender if approved. You will then be presented with the instant cash loan offer which you can either approve or decline upon review. 

It is important to note that Cashadvance.com is a type of middleman loan service and not a lender themselves. Their job is to take your application and match it up with the lender you will have the greatest chance of acceptance with. 

4. Better Loans MutualBetter Loans Mutual Loan Review

Better Loans Mutual is a short-term loan provider that will lend anywhere from $100 to $5,000. Approval usually just takes under an hour. They are a loan service that will help connect to the right lender for your needs and credit rating.

Once they match you with the lender you can then review the terms of your loan and then either accept or deny the agreement.

If you accept the loan offer the money is usually deposited directly into your bank account as soon as the next business day

5. Zippy Loan

Zippy Loan ReviewZippy Loan accepts all types of credit and they will allow you to borrow anywhere between $100 and $15,000. The funds are received as soon as the next business day and they have a quick 5-minute online application process. 

The great thing about Zippy loans is that they are never closed and you can apply for a loan 24/7. They also offer two types of loans, installment loans, and short-term loans. Depending on which type of loan works best for you.

Zippy loans also work with people who have excellent credit all the way down to bad credit. And they will match you accordingly with the right lender. If you need a personal loan the as soon as tomorrow all you have to do is submit your loan application online by 5 p.m. Central Standard Time.

This will give you a shot at receiving your funds as soon as the next business day. Another positive of using Zippy Loan is that some of their lenders will report your payments to the Credit Agencies which in turn can help improve you improve your credit. 

6. 247 Credit Loan

247 Credit Loan ReviewIf you’re looking for a fast cash loan in the $1,000 range then 247Creditloan.com might be the solution for you. Their approval process takes as little as 2 to 3 minutes upon completing the online application and funding in his little is the next business day.

Upon approval 247 Creditloan.com will work with over a hundred plus lenders who are able to provide you with fast cash loans.

7. Triangle Cash

Triangle Cash Loan ReviewTriangle Cash payday loans is a lender who will loan you up to $1,000 with an approval process that takes just minutes. They welcome all types of credit and will direct deposit the funds into your bank account within 1 business day.

Triangle Cash payday loans work with a large lending Network so your chances of approval are increased if your credit is poor. If your bank will not give you a loan a service like Triangle Cash payday loans might be the solution for you.

If you have to have cash fast these type of short-term loans are easier and faster than your average loan to obtain. The only thing you usually need to obtain a loan from Triangle Cash payday loans is proof of a source of income.

8. Take Lend

Take Lend Loan ReviewTake Lend personal loans offers funds of up to $15,000. They offer a fast approval time and short and easy to fill online forms.  After your loan application is completed they will then connect you with a lender that is ideal for your unique situation and credit rating.

This in turns gives you the highest chance of success in obtaining a loan. Take Lend Personal Loans specializes in personal loans which are a type of an installment loan. These loans are to be paid back over a period of time and are no longer than 85 days.

If you need a large amount of cash in a short amount of time personal loans are sometimes justifiable but be warned the APRs are very high and should only be used as a last resort. The great thing about getting a personal loan from Take Lend is that you can do it discreetly from your home and receive the funds as soon as the next business day

9. Winship Lending

Winship Lending Loan ReviewWinship lending specializes in short-term loans of up to $1,000 and for all credit types. They offer online loan approval in just minutes. They also offer longer-term loan for up to $25,000. After you fill out the short online application they will match it to the right financial product you are eligible to apply for.

This is a completely free process to match you to a lender. Once approved you will be redirected to the lender’s website so you can review all of the terms fees and conditions of the loan before accepting it.

It is very important that you read the loan contract and understand the APR and repayment terms before accepting any personal loan. If you do decide to accept the loan you will generally receive the funds as soon as the next business day deposited directly into your bank account.

10. Blue Trust LoansBlue Trust Loan Review

They are one of the more well-known installment loan companies on the web. Blue Trust Loans will deposit up to $2,000 into your bank account as soon as the next business day upon approval.

Blue Trust Loans provides installment loans that are quick and easy to apply for online. There’s is a verification process over the phone after you fill out the online application. The repayment process for their line of credit is in installments. The annual percentage rates Blue Trust Loans is high and is in the range of 471% to 841% for the duration of the loan.

They also charge loan origination fees. For anyone who needs money very quick though a short-term installment loan from Blue Trust Loans is a real option. Another plus of Blue Trust Loans is that they do accept bad credit and this will not necessarily deny you a loan just because your credit is less than stellar.

The installment loan terms are generally for 6 months and you can obtain a loan for as low as $100 and up to a maximum of $2,000. All of Blue Trust Loans are considered unsecured loans.

I hope this list of 10 online fast cash loan companies helps you in your cash flow situation. Please only use any of these services responsibly and never get into the habit of borrowing money from a high APR lender.

This is a losing battle. While these loan services can be very useful you should really only use them if you are in a short-term cash crunch and once in a blue moon at best. Good luck with finding your funding!