5 Emergency Loan Funding Options

Published by Stephen Steighner on

Today we are going to be reviewing several online emergency loan sites. It is important to note that these Payday Loan lenders should really only be used if you have exhausted all other methods to raise cash and even then with only extreme caution. The APRs are high. 

 Brighten LoansThe first emergency loan lender we are going to review is Brighten Loans. The good thing about Brighten Loans is that they have an application process that takes as little as just a few minutes. If you have come up with a sudden expense but are unable to pay for it you might need a short-term solution. Brighten payday loans may be the answer for you.

They perform no credit checks and the process is 100% online. Their payday loans are designed for short-term use only and have to be paid back no later than 28 days or on your next payday. Brighton payday loans will lend you up to $1,500 and they will deposit this directly into your bank account. One of the great things about Brighton payday loans is most will qualify regardless of credit history as long as you have a regular source of income.

Snappy loansThe next emergency loan provider we are going to review is Snappy loans. They have a simple and easy to use process in order to get your loan. You simply enter your name, email address, phone number and the State you are in. Then you decide how much cash you want and then choose the loan installment option that will best suit your needs.

After you fill out their simple form and get approved the cash will be deposited directly into your bank account with the funds being available the next business day a lot of times.

If you have bad credit no problem according to snappy loans most people will qualify for a payday loan. But you do have to be 18 years old, have an active bank account and also a regular source of income.

One of the advantages of Snappy loans versus some of the other payday loan providers is they provide flexible payment options. If you need cash quickly and are willing to pay the loan back on with your next paycheck or within 30 days the snappy loans might be the answer for you.

But if you’re requiring even more flexibility Snappy Loans also offers payday installment loans which give you quick cash but with greater payment flexibility. So you can pay back the loan in as long as 4 to 6 months. But if you are looking for even more payment flexibility beyond this you can get an installment loan which still gives you quick cash but also gives you up to 12 months to pay the loan back.

Of course, this is not recommended because the longer you take to pay the loan back the higher the interest you will pay as well. It is always best to use a Payday loan in the shortest duration of time as possible by paying it back as soon as you can usually in under a month or less. Offering 3 different types of loans and the fact they accept bad credit or even no credit Snappy loans is a good answer for an emergency cash crunch.

Brighter LoansThe next emergency Payday Loan lender is Brighter Loans. If you’re looking for a personal loan but need to borrow more than the standard $1,500 limit brighter loans might be the answer for you.

With up to a $35,000 limit Brighter Loans can lend you some serious cash. The process is quick and easy and usually only takes 2 to 3 minutes. The approval decision it quick and thereafter the funds are deposit it into your bank account as soon as the next business day.

To apply for a loan with Brighter Loans you simply enter the dollar amount of 100 to 35,000 your ZIP code, email address, first and last name and click the get started now button. It couldn’t be simpler. Brighter loans are part of a loan network of up to over a hundred lenders from whence you will be connected with the appropriate lender and approved in real-time. 

You can then finalize your loan agreement and to get your funds deposited quickly into your bank account upon approval. Brighter Loans offers some serious cash if your income supports high-value loans. Again only use a Payday loan in an emergency and pay it back as quick as possible.

Next Payday AdvanceThe next lender we’re going to review his Next Payday Advance They will lend up to $1,000 and even to those with poor credit. The process is rather quick and simple. You fill out your loan request on a two-step form, sign your loan and then receive the funds deposited into your bank account.

The application process takes as little as a few minutes and they will connect you with their network of over a 100 lenders. If you’re experiencing a sudden Financial emergency Next Payday Advance might just be the answer for you

Encore loanNext up is Encore loan. The great thing about this Lender is you can borrow anywhere from $100 to $15,000 and receive the cash as soon as tomorrow. With a quick 3 quick step process that takes just a few minutes to complete your application, your loan application will be submitted in real time.

You will then get an answer received back in no time. Upon approval, you then review and sign for your loan and then collect your funds which be placed in your bank as soon as the next day. Whether you need a large or small loan Encore loan can provide the fast Lending you may need for an emergency.

You really should not use any of these lender’s unless you have no other choice and plan to pay your short-term loan back quickly. They can be useful but if you think you will have trouble paying any of them back you should never take a loan out, to begin with as the interest payments can quickly bury you in debt. Good luck with your short-term funding solution!