7 Installment Loan Sites for Bad Credit

Published by Stephen Steighner on

If you have bad credit and need money an installment loan might be for you. If you are in a short-term cash crunch and need money fast and have credit that is less than perfect then you may want to check out these lenders.

1. White Rock Loans

The first lender we are going to cover is White Rock loans. They are online loan Service that specializes in connecting you with an approved lender. You simply fill out their quick online application and within minutes they will connect you with a lender. Upon approval of your loan, you’re able to review the terms of the loan as well as the rates and fees to determine if it is right for you. If you agree to the terms of the loan the funds will be deposit it into your bank account as soon as the next business day. So no matter what your credit is like and as long as you have a reliable source of income along with no other outstanding installment loans. White Rock Loans may be the answer to help see you through to your next payday.

It’s important to note that these short-term installment loans can be harmful to your financial health and should not be used as a long-term funding solution. If you’re not careful you can quickly get buried in debt so it is important to only use an installment loan responsibly.

2.  247 Loan Express

247 Loan Express offers personal loans up to $35,000 and with an online application that takes as little as 2 to 3 minutes to fill out. 247 Loan Express will connect your loan application to their network of over 100 lenders to help provide the loan that is right for you. Upon approval and acceptance of your loan, you will then receive the funds as soon as the next business day deposited into your bank account. There has never been a faster way to borrow money than by using a service such as 247 Loan Express. This is a free service to apply to and has a quick approval rate. They also offer above average borrowing amounts higher than the average lender and for up to $35,000.

3. Every Cash Payday Loans

Every Cash Payday Loans will lend you up to $1,000 and as soon as the next business day. They welcome all types of credit including poor credit. They have a simple and fast online form that you simply fill out to get an immediate answer back in a matter of only a few minutes. So if you need quick cash for an unexpected expense or an emergency and have a steady source of income along with an active checking account Every Cash Payday Loans may be the answer for you.

4. Net Loan Express

Net Loan Express will lend up to $5,000 and welcomes all types of credit including bad credit. They are OLA compliant and is one of America’s most popular online loan services. You can apply for a loan anytime 24/7, 365 days a year on the Net Loan Express website. Upon filling out a quick online form they will connect your loan application to the lenders based on your specific qualifications. Once they find a match, you can then review and sign for your loan and then receive the funds as soon as the next business day. So if you have an unexpected bill or a major repair expense then Net Loan Express provides an easy way to get the cash you need and help see you through to your next payday.

5. Max Loan 365

The next Lending Service we are going to review is Max Loan 365.  This online loan matching provider will help you find a loan between $100 and $15,000. Their online approval process takes just a matter of minutes and the application takes around 5 minutes to fill out. Once approved you simply review your loan terms, sign the agreement and then collect your funds to be deposited directly into your bank account. The loan repayments are paid through installments, lasting up to 60 months. They accept all types of credit including new and poor credit and Max Loan 365 is also OLA compliant.

6. Tap and Loan

This next short-term loan service we are going to review is Tap and Loan. They provide personal loans up to $15,000 and for as low as $300. So if you’re short on cash and need some help to see you through to your next payday Tap and Loan can have the funds deposit into your bank account the following business day. They accept all types of credit and can even help you build your credit score upon successfully repaying their loans back to them. The approval process is fast and simple. Once you fill out your online secure application they will provide a response in real time on whether or not you were approved. Once they find a lender that agrees to make a loan, you simply review the installment loan terms, fees and APR. You then sign your loan agreement and collect your funds as soon as the next business day.

7. Money Pup Loans

If you’re looking for an online personal loan up to $2,500 with a picture of a cute puppy on their website then Money Pup Loans may be the answer for your short-term cash crunch needs. You simply fill out a short online application and once approved review the APR, fees and rates. Then accept your loan and have it deposited into your bank account as soon as the next business day. They will quickly connect you to a lender that works best for your situation. If you have an unexpected bill such as an auto or home repair money pup loans could be the short-term answer for you.

All of these loan services could be useful in certain circumstances, however, please be aware that the interest rates are high on them and they are not advised to use unless you simply have no other alternative to obtaining the money you need and are also able to pay the loan back without any added financial pressure. In other words, don’t take out one of these loans if they will be a challenge to pay back. That is the best advice I can give. If you just need some quick cash and can easily pay back any of the installment loans on your next payday this is the best time to use these services.